Questions & Answers

1. Why you should list your home with us?
2. Yes, we will find you the home you're looking for.
3. I'm looking for a re-sale home, can you help me?
4. What are some of the things I should look for when hiring an agent?
5. What is a lender or mortgage company?
6. What is an Appraisal?
7. Why do I need a home inspection?
8. What is a Title company?

Selling Your Home

With us, you can rest assured that your home will have the highest exposure to buyers in the real estate marketing field.  We will advertise your home on the Internet, all local and independent newspapers along with the Multiple Listing Service (MLS)  saturating all possible links to the home buying  market.

FREE Comparative Market Analysis!  A $300 value!  Absolutely FREE to you!

We do the most recent Comparable Market Analysis report on your home to insure it is priced at the top of the market for your area.  We will  have a Realty USA Southwest - FOR SALE sign professionally erected on your property giving you the confidence of having the very best representation that the real estate profession has to offer you! We will negotiate with Buyers for your home to get you the highest price and the best terms.

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Purchasing A New Home

Our service is FREE to you. As your Buyer Representative, we will accompany you to the sales office at all new home developments.  With us at your side, we will make sure that you get the very best home, terms and price available.

Remember:  As your professional friend in the business representing you , we stress the importance of never visiting new model homes without us at your side. Why?.. Because,  the builder will not allow us to represent and negotiate for you if we didn't accompany you on the first visit.  After all, the agent at the model home represents the developer and we represent you!

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Purchasing a Re-Sale Home

 We're looking forward to meeting with you and representing you!

We need to discuss your wants such as:  price, area, square footage, year built, schools and many other important factors that will help us locate that perfect home!  Once we have found that perfect  home, let us put our 25  years experience to work negotiating the best price and terms for you.

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Hiring a Agent

There are many things to keep in mind when hiring your Real Estate agent. Listed here are some items to consider when going through the process.

What to expect from your Listing Agent

We as your listing  Agents are proud of  our "track record" and are eager to supply you with a recent history of our sales accomplishments and advertising techniques. 

• Example of newspaper, MLS, Internet and list of  recent sales that we've had in your area.

We are members of the Scottsdale Board of Realtors and the Multiple Listing Service ( MLS ).

Mistakes commonly made in selecting a Real Estate Agent.

You should be cautious of anyone who says that  they'll work for little or nothing, after all,  how hard would you work if you weren't getting paid?

• If they ARE working for little or nothing, how can they afford to market your home.  As you know, advertising is very expensive.
  
  
• If they are not working full time in today's real estate market, how can they have the skill and knowledge to competitively price your home correctly?  They could price your home too high so it won't sell, or price it too low which could cause you to lose money. Also we would never allow your home to be off the market, tied up with a contract from an unqualified buyer. We investigate the buyer thoroughly to make sure they are truly qualified to purchase your home before even considering their offer. Don't take chances, let us defend you and protect your rights.  We will handle all those little unforeseen details and see you get everything your entitled to!

We've all heard the old adage: " If something sounds too good to be true, it probably is".  Don't trust the sale of your home to a beginner with a "big idea". Call us and let us put our proven track record of hard work and over 25 years of successful experience to work for you!

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A Lender or Mortgage Company?

These are the wonderful people who we will have lend you the money  for purchasing that special home

Unfortunately, some buyers have problems qualifying for a loan due to some of  the following  issues:

	Poor credit
	Lack of credit
	New to the job
	New to the valley
	Low down payment or no down payment

We work with several professional Lenders valley wide who offer great interest rates and terms with a variety of loan programs such as :

	FHA
	VA
	Conventional
	First Time Buyer
	Bond Money
	ARM ( Adjustable Rate Mortgage)
	Home Equity Loans
	Refinancing
	Investor Loans (Non Owner Occupied)
	Private Money   ( B, C AND D Paper)

Once we have helped you get your loan approved, we will have you on your way to happy home ownership!

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What is an Appraisal?

An Appraisal is a report on a specific property to determine its' value.  The Appraisal is done by a professional Appraiser who is contracted by the loan company.  Once his report is complete, he sends it to the Lender who then knows the true appraised value of the home by which to base the loan on.  This is why as your Realtor, we will do a complete comparative market analysis to insure your home is properly priced for a fast sale at top dollar.

What determines a property's value?  Here is a short list on some of the factors:

	Location
	Square footage
	Year built
	Improvements made / not made
	Recent neighborhood  sales of similar properties
	Pool / Spa
	Tennis court

  We will meet the Appraiser at your home with all supporting documentation having to do the improvements made to assure that  you receive the highest possible price for your home.

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Home Warranty: 

"When we list your home to sell, we highly suggest that you put a home warranty on it.  This insures to the buyer that everything has been inspected and is in good working condition.  The Home Warranty is very important since it removes all of the concerns a Buyer may have regarding the condition of re-sale property.

The following is a list of items covered by the Home Warranty:

All electrical A/C Unit All plumbing Heating and air conditioning Hot water heater Evap Cooler Range / oven / cook tops Ceiling fans

Garbage disposal Garage door openers Dishwasher Pool and Spa Microwave Washer / Dryer Trash compactor Refrigerator

Home Inspection:

Most buyers have a home inspected to make sure not only the electrical and plumbing are in good condition, but also the structure itself including : 

	Property drainage
	Garage / Carport
	All interior / exterior door and hardware
	Locks
	Gates
	Concrete Slabs
	Windows
	Fences and Walls
	Roofing
	Lighting

 Termite Inspection: 

After  we sell your home or represent you in the purchase of a home, there will be a inspection required to determine if there is termite infestation or not.  If so, the home will need to be treated by a professional exterminator and a clean bill of health will be sent to the Title company.

 Final walk-though inspection: 

Once the loan has been approved and just prior to the close of escrow, the buyer is entitled to a walkthrough of the property. We will  make sure any repairs that were possibly required are completed and the home is in move-in condition.

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What is a Title company?

A Title company is the professional who handles all the mountains of paperwork involved in a real estate transaction such as :

	Preliminary title reports
	Settlement charges
	City, county property taxes
	Annual assessments
	Documentation prep
	Notary fees
	Title Insurance
	Recording fees
	Loan payoffs
	Deed of reconveyance

Depending on the transaction, there may be other documents to prepare and tasks to perform by the Title company.  We will make sure that all of these documents are prepared for your approval and signatures at one of our friendly Title companies we recommend, conveniently  located near you.

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